Credit Mix and New Credit in FICO Scores

When you’re buying a home with financing, lenders are going to look at your FICO score. Two important parts of that score are your mix of credit and the amount of new credit you have. Here’s the scoop on credit mix and new credit in your FICO score. FICO...

Length of Credit History and Your FICO Score

If you’re buying a home, lenders will look at your FICO score. One of the components of your FICO score is the length of your credit history. Here’s what you need to know about the length of your credit history and your FICO score. FICO Score Breakdown...

What is a FICO Score?

When you’re buying a home, you’ll have to worry about your credit scores and how they’ll impact your interest rates. One of those scores (and perhaps the most important one) is your FICO score. What is a FICO Score? FICO stands for Fair Isaac...

Buying a Home With Poor Credit

If you’re interested in buying a home but your credit isn’t quite up to par, here’s what you need to know. Buying a Home With Bad Credit: The Waiting Periods and More If you file bankruptcy, it will be on your credit report for 10 years You can get...
Know Your Mortgage Options

Know Your Mortgage Options

When you’re buying a home, whether you’re looking at airport area homes for sale, Central Park West homes for sale or Turtle Rock homes for sale, you have plenty of financing options – you just need to know what they are. Down Payments You can buy a home with nothing...
What is a Backup Offer in Real Estate?

What is a Backup Offer in Real Estate?

If you’re like most people, you know that when you make an offer on a house, the seller doesn’t have to accept it – and if the seller gets a better offer, he probably won’t accept yours. But what about backup offers? What is a Backup Offer? A backup offer is similar...
What is Mortgage Preapproval?

What is Mortgage Preapproval?

  Before you start house-shopping, it’s a good idea to get loan preapproval. But what is preapproval, and how do you get it? What is Loan Preapproval? A preapproval for a loan occurs when a lender looks at your financial situation and determines that you’re eligible...
What is a VA Loan?

What is a VA Loan?

When you’re thinking about buying a home in Irvine or the surrounding communities – whether you’re looking at airport area homes for sale, Central Park West homes for sale or Turtle Rock homes for sale – you could be eligible for a VA loan. What is a VA Loan? A VA...
How Much House Can You Afford?

How Much House Can You Afford?

Buying a house is exciting, but there’s a lot more to it than looking at houses online and picking one you like. In fact, step one for any homebuyer is to do some homework – and that includes figuring out how much house you can afford. How to Determine How Much House...
MORE Questions Every Seller Should Ask

MORE Questions Every Seller Should Ask

When you’re selling a home in Irvine, you can – and should – interview as many real estate professionals as possible to find one you really click with. In a previous post, we talked about three questions every seller should ask. Here are two more. Two More Questions...
3 Questions Every Seller Should Ask

3 Questions Every Seller Should Ask

If you’re thinking about selling your home, you know you need to work with the best Irvine Realtor® available – but how do you find him? 3 Questions Every Seller Needs to Ask You’re always free to interview potential agents when you’re selling your home – and you...
5 Signs You Need a New Roof

5 Signs You Need a New Roof

Replacing a roof can be very costly for homeowners, so having a clear understanding of changes in the shingles or roofing structure can mean the difference between a concern that needs to be monitored, and an issue that requires immediate attention. Here’s what...
Local Dog Trainers in Irvine

Local Dog Trainers in Irvine

Three dog training facilities in Irvine offer boarding school for training as well as other services. If you have an unmanageable dog, the weeks of chaos around moving day might be the perfect time to send your canine pal to boarding school. Contact them to find out!...