USDA Section 504 Home Repair Grants

USDA Section 504 Home Repair Grants

If you have a loved one over 62 years old who’s considered very-low income, they might qualify for a USDA Section 504 Home Repair Grant. These grants go to qualified homeowners who need help removing health and safety hazards from their home. The maximum grant...
How Do You Verify A California Realtor’s License?

How Do You Verify A California Realtor’s License?

The Bureau of Real Estate (CalBRE) can help you verify a California realtor’s license. The Bureau serves many functions. For example, it protects public interest in regard to subdivisions. Also, it protects the public interest by increasing consumer awareness....
With New Tax Changes, Will You Be Able To Deduct Property Taxes?

With New Tax Changes, Will You Be Able To Deduct Property Taxes?

When people filed their taxes this year for the 2017 tax year, they were able to deduct their state and local income, property and sales tax payments on their federal return. What this does is prevents double taxation of course. Some changes in the new tax laws affect...
Orange County Beaches Offer The Quintessential SoCa Experience

Orange County Beaches Offer The Quintessential SoCa Experience

  Orange County offers 42 miles of gorgeous coastline and beach towns. It’s the quintessential Southern California area. If you’ve dreamed of relocating to SoCa. Orange County probably offers exactly what you imagines. The unique beach towns between San...
Trestle Beach, Another Fabulous Surf Spot

Trestle Beach, Another Fabulous Surf Spot

We already wrote about the Wedge, a surfer’s paradise. It offers the biggest swell in Southern California, sometimes 30-foot waves! But the area has multiple surfing spots! For example, Trestle Beach offers some of the best surf spots around. Experienced surfers...
California Building Code And Rules For Smoke Alarms

California Building Code And Rules For Smoke Alarms

California Building Code mandates smoke alarm installation in all residences. Detectors must be installed according to manufacturer’s instructions and accepted standards. So, for starters, brands of installed smoke alarms must appear on the State Fire...
Californians Can Seek Parcel Tax Exemptions

Californians Can Seek Parcel Tax Exemptions

Are you overtaxed at your residence? Did you know that some Californians are eligible for an exemption if they pay a parcel tax or special assessment? Parcel taxes are paid by property owners when they are approved by voters in their local area. See, most property tax...
Keeping An Eye Out For Foundation Damage

Keeping An Eye Out For Foundation Damage

Whether you are a homeowner or a home buyer, knowing how to spot foundation damage can be extremely useful. Most people know to look for cracks in the foundation itself. But did you know you should also watch for wall cracks and chimney damage? Other signs people...
What Are California Homestead Rights?

What Are California Homestead Rights?

When you own your primary residence in California, you have access to special homestead rights. Claiming these homestead rights can protect the equity you accumulate in your property. For example, it can protect your equity if you file for bankruptcy or if you are...
How Long Will I Pay Mortgage Insurance For On An FHA Loan?

How Long Will I Pay Mortgage Insurance For On An FHA Loan?

If you have an FHA loan, you must pay mortgage insurance until about 20 percent equity exists in the home. When your home has a loan-to-value ratio of 78 percent or higher, you must keep mortgage insurance. This protects the lender during the vulnerable early years of...